For decades, the Black community has asked: Where is our economic power? Now, in 2025, the answer is here.
PhatFi.com is not just a financial platform. It’s an economic revolution built for the Black community, by the Black community.
“America is not better by seeking to be great. America is great by seeking to do better.” – Thomas Ford
What Black Wall Street Was, And Could Be Again
Tulsa’s Black Wall Street was more than wealth. It was independence, pride, and power all rolled into one.
Black-owned banks, grocery stores, theaters, and doctors thrived without asking anyone’s permission. It was a privatized economy that proved Black success is real, until it was destroyed.
That fear of destruction still lingers. It’s why many hesitate to build again.
Many talk protest. Others whisper retreat. But this is action. This is building.
No more asking for approval. PhatFi enables Black America to stand on its own two feet, financially and politically.
No more begging. No more stealing. No more surviving. This is thriving, on our terms.
The Fear That Holds Us Back
Some fear success. But most fear what happens after success.
That’s valid. History has taught us that government and corporate interests don’t always celebrate Black progress.
But fear is not a strategy. Courage is.
Not Just for Us; But Led by Us
Though built for Black America, PhatFi’s vision is universal. A free economy based on the Constitution. Not corporate greed. Not political manipulation.
It is, truly, for the people, by the people.
Self-Sustained. Self-Regulated. Self-Powered.
PhatFi is bootstrapped. No hedge fund. No Wall Street backers. Just vision, sweat, and code.
Thomas Ford is a U.S. Navy veteran and a passionate advocate for constitutional rights, accountability, and civic engagement. As the founder and CEO of One Family Media Group LLC, he has built a reputation as an entrepreneur, media contributor, and thought leader. He is the founder and co-creator of PhatFi.com and Cribbn.com, platforms dedicated to innovation in media and technology.
In addition to his business ventures, Thomas serves as a contributor for URBT News and writes extensively on Substack, addressing topics ranging from national security and public policy to media integrity and the state of American democracy. Grounded in a deep respect for the Constitution and a commitment to truth, Thomas Ford uses his platforms to shed light on critical issues that affect Americans and to advocate for a government that operates for the people, by the people.
Through both his service and his work, he strives to foster a more informed, engaged, and resilient society.
