First Chicago Insurance Company (FCIC) is a member of the Warrior Insurance Network (WIN). FCIC, whose roots trace back to 1920, has evolved into a multi-line insurance carrier, and is now expanding its Personal Auto Insurance Program to include the state of Pennsylvania. This addition now increases FCIC’s Personal Auto offerings to ten states across the country.
FCIC’s Personal Auto Insurance Program highlights includes:
Offers customers the following discounts: Multi-Car, Homeowners, Renewal, Good Driving Record, Driver Improvement, Good Student, Non-Owners, Paid in Full, Advanced Issue, Liability Only and Restricted Policy
FCIC’s Personal Auto Insurance products are competitively priced and offers customers the flexibility of multiple installment payment options to accommodate most budgets
Premiums can be paid online using most major credit cards
With 24-hour Emergency Roadside Assistance available as an endorsement to the policy, the disabled auto driver can call a toll-free number and assistance will be provided for: Towing, Battery, Flat Tire, Locksmith, Extrication, and Fuel, Oil, and Water Delivery Services.
As an additional feature to FCIC’s Personal Auto Insurance Program, FCIC has developed two separate endorsements that can be added to a customer’s Personal Auto Insurance policy that protects TNC and Individual Delivery drivers. These optional coverages are designed to help protect drivers in the expanding gig economy who use their personal vehicle as a source of income, whether that’s transporting patrons or delivering food or packages.
Mike Rosenstein, President of FCIC, explained, “If an individual utilizes their personal auto while operating a vehicle as a part-time or full-time rideshare driver for companies such as Uber, Lyft, and Doordash, their insurance may not cover what they might expect, meaning they could be responsible paying for damages out of their pocket. That’s why FCIC decided to provide an optional TNC and Individual Delivery endorsements for our Personal Auto Insurance policyholders.”
“FCIC’s TNC and Individual Delivery endorsements are available for a flat rate, regardless of the numbers of hours driven for TNC or Individual Delivery.
In addition to a Personal Auto Insurance Program, in the state of PA, FCIC offers an expansive FCIC Public and Specialty Transportation Commercial Automobile Insurance Program which encompasses insurance coverage for taxi, limousines, paratransit vehicles, airport bus/limousines, car service vehicles, charter buses, and social service vehicles.
Rosenstein shared, “For more than 100 years, FCIC has been a pioneer in the personal and commercial auto insurance industries. With decades entrenched within the insurance industry, our experience and knowledge of this business continues to grow, as we strive to constantly improve our services.”
FCIC insurance policies are sold by professional independent insurance agents serving your local area. Your agent will gladly explain our Personal Auto Insurance Program and help answer all your questions relating to your individual auto insurance needs.